Tim Sands MCSI
Local Financial Advisor (North West)
Quick Response | Local Advice | Fully Accredited
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This service is free without obligation and allows you to explore your options without committing yourself however, if you choose to take the advice of a fully regulated advisor or IFA there may be a charge or fee.
Our network of Financial Advisors have helped 6,569 people.
Any questions? Lines are open: Mon - Fri: 9:00am - 4:30pm. Talk to us on 0800 5200 817
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"What I liked was finding out more about the changes to the pensions market that took place in 2015."
Steven Walker - Edinburgh
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"95% of IFA Direct Home's pension review appointments indicate the pension fund can be improved."
Ryan Mellor, Co-founder IFA Direct Home
What are IFAs and Restricted Advisors?
Initial Advice is Free
What to expect
Do I need a financial advisor?
If you're concerned about your finances and want to make the most from your money, the simple answer is yes. Financial Advisors can help you make tough financial decisions and explain anything you're unsure of. Ask yourself these questions:
Are you planning for your retirement?
Are you thinking of reviewing your pension?
Are you considering investing your money?
Are you looking for a mortgage or to free funds from an existing one?
If you have answered yes to any of these questions or others like them, then consulting a finical advisor is a good step. Our Financial Advisors and IFAs are all regulated by the FCA and will provide sound unbiased advice to help you make informed choices. If they can't improve things, they'll tell you and you'll know you're on the right track.
No investment is risk free. There are many factors to consider when it comes to investing. You'll need to consider what stage of your life you're at, how much money you have to invest and what level of risk you're prepared to accept.
An IFA or Investment Specialist can help you decide where to draw your lines. They'll look at all the elements and consider your ambitions before advising you on what route to take.
Inheritance tax planning
The laws surrounding pensions changed in 2015. You can now withdraw funds held in your pension fund when you reach the age of 55.
These are not decisions to be taken lightly and it's always prudent to seek the appropriate advice before taking action.
There are numerous ways to make the most from this new legislation and an IFA or Pension Specialist can advise you on the ins and outs.
No two pensions are the same. Make sure your fund is not being eaten by charges or worse yet losing money.
An IFA or Pension Specialist will look at your fund, chart its performance and investigate better options.
When it comes to pensions the faster you act the more you can earn.
Retirement income planning
Legislation surrounding inheritance tax changes often. An IFA or Inheritance Tax Specialist can help you avoid paying more than you need to on your estate.
There are a number of simple step you can take to take advantage of the law and reduce the amount of inheritance tax you'll pay.
A simple review may be all that's required to assess or re-assess your estate's position.
Investments and savings
While IFA Direct Home take every care in making their recommendation, any contract or agreement is between the selected financial advisor and the client. IFA Direct Home cannot be held liable for any failure on the part of either of the parties concerned. We provide access to both fully Independent Financial Advisors (IFAs) and Restricted Advisors and refer to both types of advisors as a 'Financial Advisor' throughout this website. Both types of advisors provide 100% unbiased financial advice. This means that in the event the advisor is unable to provide a better product then the advisor's recommendation would be to do nothing. IFA Direct Home is not authorised or regulated by the FCA.
Any questions? Talk to us on 0800 5200 817. Lines are open Mon-Fri: 9:00am - 4:30pm.
RMT Group Limited, trading as IFA Direct Home, is licenced by the H.M. Government of Gibraltar for the provision of generating online financial services leads. License number BL160240. RMT Group Limited registered office is at Suite 3, Second Floor, Icom House, 1/5 Irish Town, Gibraltar GX11 1AA, with registered company number 112738. Copyright 2015 RMT Group Limited. All Rights Reserved.
If you are an Independent Financial Advisor or Restricted Advisor and would be interested in working with us. Click here to find out more.