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Telephone: 0330 088 2707
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mortgage advice
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By submitting your details, you agree to be connected with a mortgage advisor that we select on your behalf.
All our advisors are regulated with the Financial Conduct Authority
Our network of local advisors have helped 31,100 people*
*Based on Google Ads conversion data. Aug 2021
No hidden fees and no surprises. Your Mortgage Advisor will outline any costs during the initial consultation. This leaves you free to make an informed choice before committing.
Financial Advisor Direct will connect you to a local Mortgage Advisor who will make contact the same day or within 24 hours.
The first consultation lasts around an hour. This is a fact-finding exercise to find out what you need and how the advisor can help to give you the right mortgage advice.
Financial Advisor Direct offers all types of advisors including restricted advisors who may be limited to fewer options, but they may offer preferential rates.
Financial advisors aren’t always called ‘financial advisors’. Instead, they’re sometimes named by their specialism, like ‘mortgage advisor’ or ‘mortgage broker’,
Sometimes, they are known as ‘brokers’ – often when dealing with single products such as:
* Mortgages advice
* Insurance & protection
* Equity Release
Whatever they could be called, what all financial advisors within the UK do have in common is that they’re regulated by the Financial Conduct Authority (FCA). This means there are rules they must follow when dealing with you.
This includes the following areas of advice:
* First time buyers
* Moving home
* Remortgaging
Why it’s usually a requirement that you get mortgage advice independent mortgage advisers have a wide knowledge of the mortgages available from a wide number of lenders. They can search the market on your behalf and recommend the best deal.
To find these deals on your own involves a lot of research and talking through your circumstances many times with different lenders. They can also improve your chances of being accepted for a mortgage as they’ll know which lenders are best suited to your particular circumstances.
It’s important to see a mortgage advisor at the start of your mortgage journey whether it’s your first mortgage or you're looking to re-mortgage. It will save you a lot of time and effort in the long run. It’s good idea to speak to a few different firms to see what’s on currently offer and to compare fees. It makes sense to choose a broker or advisor providing a ‘whole of market’ service.
This means they can choose from the biggest number of lenders and mortgages available. Some lenders will have exclusive deals only available if you go to them directly which can help you avoid paying any up front broker fees.
They often help you complete the paperwork, and forms, so your application should be dealt with faster. They’ll help you take all the costs and features of the mortgage into account, beyond the interest rate.
The mortgage market is incredibly competitive and it can be hard to understand what exactly is on offer.
There are many different providers and a wide range of products and rates available.
So it’s a good idea to talk to a Mortgage Advisor, as well as a number of Independent Financial Advisors, before making up your mind.
The laws surrounding pensions changed in 2015. You can now withdraw funds held in your pension fund when you reach the age of 55.
These are not decisions to be taken lightly and it's always prudent to seek the appropriate advice before taking action.
There are numerous ways to make the most from this new legislation. A Financial Advisor can advise you on the ins and outs.
Legislation surrounding inheritance tax changes often. An Financial Advisor can help you avoid paying more than you need to on your estate.
There are a number of simple step you can take to take advantage of the law and reduce the amount of inheritance tax you'll pay.
A simple review maybe all that's required to assess or re-assess your estate's position.
No investment is risk free. There are many factors to consider when it comes to investing. You'll need to consider what stage of your life you're at, how much money you have to invest and what level of risk you're prepared to accept.
A Financial Advisor can help you decide where to draw your lines. They'll look at all the elements and consider your ambitions before advising you on what route to take.
Telephone: 0330 088 2707
Mon-Fri: 9AM--4:30PM
If you are an independent financial advisor or restricted advisor and would be interested in working with us. Click here to find out more.
While Financial Advisor Direct take every care in making their recommendation, any contract or agreement is between the selected financial advisor and the client. Financial Advisor Direct offers all types of advisors including restricted advisors who may be limited to fewer options, but they may offer preferential rates.
RMT Group Limited, trading as Financial Advisor Direct, is licenced by the H.M. Government of Gibraltar for the provision of generating online financial services leads. License number BL160240. RMT Group Limited registered office is at 2 Crutchetts Ramp, Gibraltar GX11 1AA, with registered company number 112738. Copyright 2022 RMT Group Limited. All Rights Reserved.
NOTE: All testimonials are fully accurate and have not been amended.
The financial promotion was produced internally by RMT Group Limited. The financial promotion will only be distributed within the United Kingdom. The financial promotion is not for a registered fund. Details of how the communications will be distributed are as follows: The financial promotion is available via search engines and to the general public. RMT Group Limited is not authorised or regulated by the FCA.
© 2013 - 2024 RMT Group Limited. All Rights Reserved.
Privacy Policy
Looking for our Privacy and Cookie Policy. Well you've come to the right place. We've set it all out in black and white.
Privacy Policy
RMT Group Limited will be the data controller for the data that you provide us or we collect in relation to the provision of our services to you. RMT Group Limited are committed to maintaining the trust and confidence of our visitors to our web site. We want you to know that RMT Group Limited is not in the business of selling, renting or trading email lists with other companies and businesses for marketing purposes. We just don't do that sort of thing. This Privacy Policy, provides information on when and why we collect your personal information, how we use it, and the limited conditions under which we may disclose it to others. By visiting www.ifa-direct.com and using our services you are accepting and consenting to the practices described in this Privacy Policy. The data controller of your information is RMT Group Limited of Suite 3, Second Floor, Icom House, 1/5 Irish Town, Gibraltar GX11 1AA. RMT Group Limited, trading as IFA Direct Home, is licenced by the H.M. Government of Gibraltar for the provision of generating online financial services leads. License number BL160240.
Collection and Use of Personal Information
Personal information means any information that may be used to identify you, such as, your name, phone number, email address, areas of financial advice you’re interested in including investment and pension fund sizes. In general, you can browse our web site without giving us any personal information. We do not tie a specific visit to a specific IP address. There are activities on our site that require you to be registered, for example, to speak to or to arrange an appointment with a Financial Advisor. As part of the registration process, we collect personal information. We pass on this personal information to Financial Advisor clients of RMT Group Limited and RMT Group (UK) Ltd. We may also send you a profile of the Financial Advisors firm that we send your personal information to; this information is disclosed to the Financial Advisor to maintain a business relationship with you as a client; to contact you if we need to obtain or provide additional information; to check our records are right and to check every now and then that you're happy and satisfied. All telecommunications are recorded and we use the recordings for training and verification purposes. We may also share your information with the following sub-processors:
Telecommunications - Voice and Data Storage: Phoenix Solutions S.L (Spain), Antheus Telecom Ltd (UK);
Cloud Data Storage: Google, Inc. (USA);
Data Flow: Flow XO LLC (UK);
Client Relationship Management and Automation: FLG Business Technology Limited (UK);
Client Reviews: eKomi Ltd (Germany);
Web Hosting, Email and Data Servers: Namecheap, Inc. (USA), Instapage Inc. (USA).
Use of Cookies
Our websites use cookies to distinguish you from other users of our website for the purpose of visitor tracking via the Google Analytics platform. A cookie is a small file of letters and numbers that we store on your browser or the hard drive of your computer or device if you agree. Cookies contain information that is transferred to your computer or device. We use the following cookie(s):
Google analytical/performance cookie. This allows us to recognise and count the number of visitors and to see how visitors move around our website when they are using it, which helps us to improve the way our website works, for example, by ensuring that users are finding what they are looking for easily. You can find more information about the cookie here:
https://developers.google.com/analytics/devguides/collection/analyticsjs/cookie-usage. You can block cookies by activating the setting on your browser that allows you to refuse the setting of all or some cookies. However, if you block cookies you may not be able to access all or parts of our website.
Access to your Personal Information
To view, amend, or delete any of the personal information that we hold by completing the form here:
www.rmt-group.com/group-privacy-policy-form.
And Finally....
To make sure we're always at the top of our game, we reserve our right to make any changes and updates to the privacy policy without giving you notice as and when we need to. We'll always make sure that the most up to date privacy policy is posted on our website, though, so you can check it out whenever you like. This was last updated during July 2021.